Mindr
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11,000 kr 

on your mortgage

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The Problem

Norwegians Overpay

Every year, billions of kroner are wasted on mortgage rates that are higher than necessary

0 B
NOK
Annual overpayment in Norway
0 kr
NOK/year
Average household savings
0+
 
Bank offers compared
0 min
Average time
Quick Check
3steps
5min

How it works

Three simple steps to discover how much you could save on your mortgage

2.5M25 yr
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Real-time data from 250+ bank offers via Finansportalen
-11 000 kr
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BeforeAfter Mindr
-0.5%
Average rate reduction
11 000 kr
Yearly savings
275 000 kr
Total savings (25 yr)
Market Concentration

The problem with Norwegian mortgages

Bank competition has systematically deteriorated since 2019. The top 5 banks control 82% of the mortgage market, far exceeding the 70% threshold for poor competition.

82%

Market controlled by top 5 banks

0.5%+

Rate difference between banks

Norwegian Mortgage Market

Market share by bank

DNB
27%
Sparebank 1
25%
Nordea
14%
Eika
9%
Sparebanken
7%
Others
18%

Source: Huseierne/Finansmarkedsmeldingen 2025

Why Choose Mindr

Everything You Need

Powerful tools to help you find the best mortgage rate and maximize your savings

Save Thousands

Average Norwegian household saves 11,000 NOK per year by switching to a better rate.

Real-Time Data

Live rates from 250+ bank offers via Finansportalen, updated continuously.

Trustworthy

Data sourced from ForbrukerrĂĄdet (Norwegian Consumer Council) - independent and reliable.

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